Pacific Life Launches Income Horizon Collective Investment Trust Series for Retirement Plans

Pacific Life introduced the Income Horizon™ Collective Investment Trust (CIT) series on Thursday, June 18, 2026, establishing a new investment vehicle designed to convert lifetime income into a distinct asset class. The series aims to provide retirement plan participants with a structured approach to generating consistent income throughout their retirement years by integrating insurance-based guarantees within a collective investment trust framework.

The Income Horizon™ series functions by embedding lifetime income features directly into the investment options available within defined contribution plans. By utilizing this structure, the product allows plan sponsors to offer participants a way to manage longevity risk while maintaining the liquidity and oversight typical of collective investment trusts. The initiative seeks to address the transition from the accumulation phase of retirement savings to the distribution phase, providing a mechanism for retirees to receive regular payments. Pacific Life developed this series to align with evolving retirement plan regulations that encourage the inclusion of lifetime income solutions for plan members.

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Date: June 18, 2026

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